Phil Town Net Worth and Details of How He Made His Money

An American investor, motivational speaker, and author, Phil Town has been featured on numerous TV and radio shows where he’s shared some nuggets about financial investment. Given that, many are curious about how much he has made from what he does. Well, the man’s net worth has been estimated at around $5 million.

The savvy investor has also earned from book sales, having penned two financial investment books that have since become New York Times bestsellers. After years of serving in the US Army and working odd jobs, Phil was able to gain financial freedom when he was introduced to stock market investment in 1980.

How Phil Town Become a Millionaire With a $1000 Loan

Following his graduation from Newport High School, Phil moved on to achieve a Bachelor of Arts degree in Philosophy from the University of California, San Diego. Subsequently, he took on odd jobs which included pumping gas and digging ditches.

He later joined the United States Army and served as a Green Beret during the Vietnam War. After spending almost four years in the Army, Town returned to Colorado and started working as a river guide on the Grand Canyon. He began boating in 1972 and spent 10 years working as a river guide, during which he pocketed an annual salary of $4000, working seven months a year.

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His life turned for the better in 1980 when he came in contact with the trustees of the educational program, Outward Bound. While guiding them across the Colorado River, he made a split-second decision that saved the boat from capsizing. Consequently, a wealthy investor among the trustees introduced Town to financial investment using rule #1 set by eminent investor and author, Warren Buffet, which reads: “Don’t Lose Money”.

The rule helped Phil Town turn $1000 the Outward Bound trustee loaned him into $1 million in five years. As a result, he embarked on a mission to teach the investing principles to others, explaining how he became a millionaire from investing $1000.

The Famous Investor Increased His Net Worth With Revenues from Book Sales

Having benefitted from the rule #1 investing principle, Phil Town decided to break down the investing philosophy in a better and understandable context for newbie investors by penning down his first investment book entitled “Rule #1: The Simple Strategy for Successful Investing in Only 15 Minutes a Week!”. He published the book in 2006 and it’s now being ranked among the best personal finance books ever published. In the same 2006, Rule #1 became New York Times bestselling book and a Business Week bestseller.

Also, it made USA Today’s list of top business books. It has been published in fourteen languages across the globe and over 200,000 copies of the book have been sold for a price tag between $14.37 and $28.75.

He published his second book – “PaybackTime: Eight Steps to Outsmarting The System That Failed You And Getting Your Investment Back On Track” – in 2010 and it also became a New York Times bestseller.

Later in 2018, the investor and his daughter Danielle Town co-authored another bestselling book entitled “Invested: How Warren Buffet and Charlie Munger Taught Me to Master My Mind, My Emotions, & My Money with a Little Help From My Dad”. He has thus far sold over 400,000 copies of his books, raking in a huge fortune in revenue.

He also Makes Money from His YouTube Channel

Phil Town launched his Rule One Investing YouTube channel in June 2014. He subsequently started hosting an investment podcast titled InvestED along with his daughter Danielle. On the weekly podcast, the two discuss successful investment strategies while providing information on current stock market events. The podcast has been graced by other investors such as Bill Ackman, Guy Spier, and Mohnish Pabrai.

Hundreds of episodes of the podcast are available on Google Podcasts, Soundcloud, Apple podcasts, and PodBean. Also, videos of InvestED are uploaded on Phil Town’s YouTube channel where he has more than 360,000 subscribers with over 22 million views. With YouTubers making between $3 and $5 per 1,000 views, the investor ought to have accrued over $60,000 from the platform.

Phil Town’s Popular YouTube Videos and How Much they Have Generated

  • 6 Money Traps to Avoid in Your 30s (2.1 million views) – over $6300
  • How to Invest: Invest Your First $1000 (2 million views) – over $6000
  • The Best Ways to Invest in Your 20s (1.8 million views) – over $5400
  • Passive Income: Make More Money in 2019! (767,000 views) – over $2300
  • The Best Ways to Invest in Your 30s (549,000 views) – over $1600
  • 4 Middle-Class Money Traps to Avoid (399,000 views) – over $1100

Speaking Engagements and Media Appearances Have also Contributed to His $5 Million Net Worth

Phil Town is unarguably among the highly rated motivational speakers in the US. In a year, he teaches his investing philosophy to over 500,000 people. He holds investment seminars on university campuses where he gets to lecture more than 15,000 undergraduates yearly.

He also holds a weekly webinar alongside his wife, Melissa Town, and has been sharing the podium with financial experts such as Colin Powell, Rudy Giuliani, and Tommy Franks at the Get Motivated annual seminar where about 30,000 attendees are lectured on the art of successful investing.

The widely sought-after speaker further organizes a 3-Day Transformational Investing Workshop which thousands of people attend annually. Since the 1980s, he has been featured in more than 80 TV and radio shows. He is popularly known for his appearances on MSNBC’s program, Your Business, as a contributor. He has also appeared on CNBC, Fox Business Network, CNN, and ABC News, earning an undisclosed fee for his appearances and contributions.

Phil Town Now Owns a Multimillion-Dollar Rule One Brand

Phil Town’s Rule One brand has turned into a multimillion-dollar brand. The famed investor is the founder of information and training company, Phil Town’s Rule #1 Investing. He also manages a hedge fund called Rule One Partners LLC and uses his rule #1 investing philosophy to invest his client’s money, generating higher returns.

The best-selling author additionally racks up a huge fortune from the monthly subscriptions to his software which he designed to help find stocks that are of great value for investors, as well as companies to invest in, otherwise known as Rule One Companies. The subscription fee is reportedly $39 a month.

Breakdown of the Investor’s Streams of Revenue

  • Book sales
  • YouTube channel
  • Podcast
  • Speaking engagements/workshops
  • Media appearances
  • Phil Town’s Rule #1 Investing company
  • Rule One Partners LLC
Chioma Uchenwoke
Chioma Uchenwoke
Apart from content writing in the area of entertainment, personal finance and celebrity net worth, Chioma’s main interests are movies, football, music and books. She has been writing professionally for about 2 years in these fields


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